Compare great value Travel Insurance for your next trip!
Do you Travel more than once a year?
Planning on hitting the slopes this winter?
Planning a once in a lifetime cruise holiday?
We compare Travel Insurance quotes from the leading brands, helping you to find the most suitable travel insurance product for your upcoming trip.
- Step 1 - Enter your details
- Step 2 - Compare quotes from leading providers
- Step 3- Choose and book
- Step 4 - Relax and enjoy your holiday :)
Why buy travel insurance for your trip?
Buying Travel Insurance can help cover you for things that can go wrong when you are abroad, particularly if you get ill or injured. In addition a policy can help if you lose possessions, or have a delayed flight.
A policy would normally cover you for the following:
Medical expenses incurred abroad
Cancellation or curtailment
Emergency Assistance and repatriation
Whether you’re exploring Europe or travelling worldwide, cruising the open seas, or hitting the slopes this winter to partake in winter sports, our travel insurance comparison tool will help you identify the best travel insurance policy quickly and easily.
Simply follow the process above, telling us some details about your trip, yourself and your travelling party. Our panel offers cover for individuals, families, couples or groups , with different cover levels and excesses. In addition some of our panellists offer cover for pre-existing medical conditions.
It is not a legal requirement to have travel insurance when abroad but if you don’t, and you require medical treatment while you’re away, you may have to pay the bill. These bills can be very expensive, for example treatment in the USA should your appendix rupture can sometimes cost in excess of 10,000 Euros. By taking out a comprehensive insurance policy, you can have that peace of mind that if the worst were to happen you would likely be covered.
It is a good idea to have comprehensive travel insurance in Europe. The European Health Insurance Card (EHIC) only covers medical care in certain public facilities and will not cover any repatriation costs to get you home, should the worst happen. Some insurers on our panel will waive the medical excess if an EHIC is used, so travelling with one can be a way to also save money .
Not all insurers on our panel will cover claims arising directly or indirectly from a pre-existing medical condition. A summary document of each schemes Important Conditions relating to health is provided in the results section when you progress through a quote. You will need to read this document carefully before purchasing any policy and notify the insurer where applicable.
It's important that you declare any changes to your health or medical conditions, even after you have bought your policy. Please contact the insurance provider directly.
Our panel of travel insurance policies will all include cover for some sports and activities as standard. However other activities will be excluded or you may need to pay an additional premium to cover. Please check the policy terms and conditions before purchasing.
Most policies on our panel will cover cancellation due to unforeseen specified circumstances. You can select the amount appropriate to the cost of your trip. Please note for single trip policies cancellation benefit is applicable from the date you purchased the policy. For Annual Multi Trip policies cancellation cover starts from the date you book your trip or the commencement date of the policy whichever is later and ceases on the policy expiry date unless you renew with your insurer.
An excess is the agreed amount of money you will pay towards a claim, these are usually calculated per person per claim, but can vary between policies. Once the excess has been settled, your insurance provider will then pay the remaining expenses up to the cover limit.
Repatriation is the return of your body back to the Republic of Ireland for medical treatment, if it was to be deemed necessarily. This benefit also covers the repatriation of your body if you pass away whilst abroad.
A single trip policy is designed to cover a specific holiday. You will need to select the destination countries and when the trip will start and end to receive a quotation. An annual multi-trip policy is designed to cover multiple trips within a 12-month period. Therefore, if you or your family are regular travellers, travelling more than once per year, an annual policy could save you time and money. Most policies have maximum trip duration limitations, so please check policy documentation before purchasing.
When you go on a cruise or go on a winter sports holiday, these are likely to incur the insurer additional costs compared to a typical holiday, for example, the cost of getting you off the ship if you were ill or if you require an emergency evacuation off a mountain if you were to injure yourself on the slopes. There are also extra product benefits are often added to the policy to cover things such as missed port departure, cabin confinement and itinerary changes, and for winter sports benefits such as piste closure and cover towards ski and snowboarding equipment. These will vary between providers on the panel so please check the policy documentation.
Each holiday Insurance will have its own policy terms, conditions and exclusions. These will be made clear on the policy wording and a summary can be found in the Insurance product information document (IPID for short). It is important to check these before you Travel.
Some travel insurance exclusions are fairly standard, though, which means it is unlikely you would be covered for the following:
- Alcohol related incidences.
- Extreme sports and activities (some insurers will offer to cover these at an additional premium).
- Medical expenses if you give birth overseas. Most policies do not define pregnancy as a medical condition but are unlikely to cover if you are travelling near your due date.
- Needless exposure to danger.
- Travelling against the advice of the department for Foreign Affairs (DFA) or World Helath Organisation (WHO).
When you buy holiday insurance it’s important to always choose a policy that is most appropriate for your individual needs. The cheapest travel insurance may sometimes not give you the level of cover you actually need, which could end up costing you a lot more in the long run.
That doesn’t mean you should spend a fortune but it is good to check the coverage of a range of providers, our quote engine will allow you to select the amount of coverage you need for benefits such as cancellation cover and baggage cover and compare. Other ways to obtain cheaper travel insurance quotes include purchase an annual policy if you travel regularly, or select a higher excess (this could cost you more if you need to make a claim though), again you can select the excess amount and compare travel insurance quotes.
Our comparison tool will allow you to compare holiday insurance quotes. When you enter your details, you can specify the maximum excess you would like to pay, and the minimum cancellation and baggage benefit you require, as well as optional extras such as winter sports and cruise. The results presented will be to the specified criteria making it easier to compare travel insurance. You will also need to check documentation as each policy has its own terms, conditions and exclusions.
In order to help you understand what is and isn’t covered under various scenario’s please read the below FAQ’s concerning Covid-19.
Before you travel please check the Department of Foreign Affairs (DFA) website https://www.dfa.ie/travel/travel-advice/ to get the most up to date information on travel guidance. If the DFA advises against all or all but essential travel policies sold on this platform will not cover you.
This would be covered as standard on all policies offered on the platform – please note however that no cover would be in place if you are travelling against the advice of the Department of Foreign Affairs (DFA) or against medical advice.
Get Cover, Accident & General and Travelsafe.ie offer coverage but will only cover if a positive diagnosis has been made. If there has been no diagnosis and you have only been asked to self-isolate, then you would not be covered under these policies.
No providers on our panel offer cover for disinclination to travel.
No cover under this policy for this scenario. Please check the DFA website before you travel https://www.dfa.ie/travel/travel-advice/
No cover is in place for disinclination to travel should you wish to cancel for this reason.
Travel Insurance is still available to but via Insurancecomparison.ie – and every provider on our platform provides emergency medical assistance and repatriation for Covid-19 as a minimum. This means that if you are diagnosed with coronavirus whilst abroad you would be covered for medical treatment and getting back to the UK if deemed necessary.
Get Cover, Accident & General, and Travelsafe.ie now cover cancellation if you or a travelling companion receive a positive Covid-19 diagnosis in advance of the trip. Cover would not apply if symptoms or diagnosis occurred prior to your policy purchase or within 7 days of the issue date.
6 Travel Insurance benefits
By having travel insurance, you are covering yourself against travel emergencies and risks
11 Reasons you need travel insurance
Planning your trip is almost as exciting as finally departing on it but you need to ensure you are covered
All you need to know about travel insurance
Insurance Comparison compare travel insurance policies so you are sure to have the best cover available for your trip and your budget.
Are your gadgets covered on your travel insurance policy
Gadget cover on your travel insurance (depending on your policy) could protect your gadgets
Backpacker Travel Insurance
Backpacking is one of the most incredible ways to travel
Cover your tech when you travel?
Use a comparison engine like Insurance Comparison to ensure you buy the right cover for your trip and your tech.
Delayed, lost or damaged luggage: what you need to know
With Insurance Comparison you can compare many travel insurance policies from top brands in Ireland at a click of a button.
Different Travel Policy Types
Planning your next trip is exciting, always ensure you are covered for the unforeseen.
Travelling with peace of mind is probably one of the most important elements of your trip.
Emergency Dental Cover when Travelling
Insurance Comparison is a quick and easy way to compare travel insurance policies on one website
Ensure you have travel insurance
Travel insurance can help give you that peace of mind while on an overseas holiday
Essential tips for business travellers
Ensure your hotel and flight offers Wi-Fi as part of your package so you are sure to be prepared the moment your feet hit the ground.
Extra cover for sports activities when travelling
No matter what your idea of a holiday is, relaxing next to the pool or the exhilaration of jumping off a bridge, you must ensure your travel insurance would have you covered.
Extreme sports and travel insurance
If you are planning on anything adventurous make sure your travel insurance would cover you for adventure sport.
Family travel insurance
Travel insurance is important as you might have secured you and your family against any medical costs that you may incur in case of an accident.
Flight Delays and Travel Insurance
In addition to your airline being responsible to look after you in the case of a delay, some travel insurance policies also offer cover in the case of flight delays.
Flight delays: What to expect from your airline
You booked your flight and you are so excited for this trip – a trip of a lifetime, but things don’t always go as planned.
Flight overbooking: what you need to know
Always ensure you rather check in early if you have time constraints so a seat will be assigned to you and the chances of you getting bumped decrease.
Hazardous Activities Cover
Most travel insurance policies do not cover the more hazardous/extreme sports as standard so it is important to check the coverage of your policy.
How to compare travel insurance policies?
It’s always exciting to plan your trip, but finding the right travel insurance for you and your budget can take a lot of time.
How to make a travel insurance claim?
To make a claim easier we recommend that you are always thorough in your application for travel insurance especially when it comes to health and pre-existing conditions.
How to maximise your travel insurance
Taking a trip overseas can be an exciting holiday – when planning your holiday also start thinking about the must-haves you will need when buying travel insurance and add it to a list.
How to stay healthy while travelling
The last thing you need on your long overdue holiday is falling sick, but this does sometimes happen.
How to Travel with Peace of Mind
A good start would be to compare travel insurance policies using a comparison engine like Insurance Comparison.ie.
Is trip cancellation included in your travel insurance?
It’s a good idea to have travel insurance in case of an emergency or you have to cancel the trip.
Is your credit card travel insurance enough?
At Insurance Comparison we recommend you compare a range of travel policies, it’s costs, it’s excess and its benefits so you can make an informed choice
Lost your travel tickets? Here’s what you do:
Almost every airline now offers electronic tickets to replace the traditional paper tickets and what a relief.
Make sure you are covered for your next trip
Travel insurance policies could cover medical expenses, trip cancellation, lost or stolen luggage and some policies include liability cover too.
Medical costs abroad
Travel insurance is the first thing you should buy for your trip overseas so you are sure to be covered from unexpected medical costs and travel-related emergencies.
Multi Trip Travel Insurance
Before you purchase your annual travel policy make sure you know how many trips are covered, some policies cap the maximum number of days you can take per trip and/or the maximum days you can spend abroad over the year.
Our guide on holiday cancellation insurance
Travel insurance can be purchased for a family or if you are travelling alone you would need individual travel insurance.
Our guide on medical expenses cover
Medical expenses are one of the main reasons you should consider taking out travel insurance.
Our guide on personal liability cover
Liability insurance is generally included in travel insurance policies and can cover third-party claims.
Our top 5 holiday tips!
Going on holiday is exciting but it can be extremely stressful and can start with early morning hours, long lines, busy airports, frequent flight delays and long layovers!
Over 60's Travel Insurance
Most travel policies have age limits, use a comparison engine like Insurance Comparison to compare a big range of reputably travel insurance policies and travel insurance companies so you are sure to have the best policy that best meets your needs.
If you are unfortunate to have an accident abroad, having travel insurance can help in several ways.
Planning a ski holiday: what you need to know
Compare and check the difference in the cost of the lift passes to give you an idea of the costs of the resort so you can be sure to get the most for the budget you have available.
Reasons to have travel insurance
Travel insurance is the first thing you should buy for your trip overseas to give you peace of mind, should you incur unexpected medical costs and travel-related emergencies during your trip.
Single trip travel insurance
Travel insurance policies do cover your whole trip for the exact number of days you are travelling, yet the cover cancellation cover benefit starts immediately after purchase.
Ski Travel Insurance
Nothing like the thrill of skiing and the cold fresh air while bolting down the mountain! A ski holiday offers you all the adrenaline you would need, but you need the right cover to enjoy the speed with peace of mind.
Solo travel - a must for everyone at least once
A solo adventure is something recommended for everyone at least once! But travelling alone can be lonely and scary and challenging even with all the positive press regarding travelling solo.
Stay covered with an annual travel insurance policy
Use Insurance Comparison to compare a wide range of travel insurance policies so you are sure to find the right cover for your travel needs.
Terrorism Cover when travelling
If your holiday destination city is affected by an act of terror and you can’t travel there due to airports or areas being closed travel insurance this would more than likely not be covered by standard travel
The importance of travel insurance
Travel insurance gives you the benefit to travel with peace of mind knowing that you are likely covered and won’t have crippling expenses if something does go wrong during your trip.
Travel insurance and pregnancy - what you need to know
It's important if you are pregnant to understand what you are covered for during your trip so you are not caught off guard while travelling.
Travel insurance: business and pleasure
We have compiled some points to keep in mind when you are planning on extending your business trip with some sightseeing and leisure activities.
Travel insurance for cancer patients
We do recommend that you compare insurance policies as some insurers would offer you comprehensive cover for your pre-existing condition.
What does cancellation cover actually cover?
The short answer is that travel insurance covers you in the case you're that your trip got cancelled before you depart.
What if you were to get mugged when travelling?
If you got injured during the mugging or robbery you would most likely be covered for the under your medical benefit of the travel insurance policy.
What to do if your credit card is lost or stolen on holiday
If you lost or someone has stolen your wallet and you have no other way to get cash, most MasterCard and Visa cards offer cardless cash withdrawals through your banking app.
What to pack in your carry-on luggage?
Always be sure to put all your valuables in your carry-on so you can keep track of it, remember to check the weight and size of your carry-on.
Why emergency repatriation cover is so important?
This is a type of insurance that gives coverage to travellers returning to their home country for emergency treatment or in the case of death.
Why take out travel insurance for your upcoming cruise?
Buying travel insurance can save you a lot of stress and out of pocket expenses while on a cruise – we all know that things don’t always go as planned.
Why you need travel insurance
Cover for your luggage and valuables in the case that it gets lost, stolen or damaged during your trip.
Why you should always declare your pre-existing medical conditions
Pre-existing diseases are illnesses that you have already been diagnosed for and you are aware of this illness before buying a travel insurance policy.
Why you should buy winter sports travel insurance when going skiing
It’s important to note that in most cases you would need to buy a policy extension covering wintersports to ensure you are covered while skiing.
Why you should consider baggage cover
Baggage cover is cover that can reimburse you should your baggage gets lost, stolen, damaged or even delayed.
Worldwide Travel Insurance
Worldwide travel insurance will cover you for almost every country in the world, whether it’s single-trip insurance or multi-trip insurance.
Your travel insurance checklist
Travelling to a foreign country is a thrilling adventure – but you must always ensure you are prepared for the unexpected and covered with a suitable travel insurance policy.