Ensure you have travel insurance

Always start planning your holiday with travel insurance so you are sure to be covered in the case of a medical emergency, cancellation and curtailment cover should you be forced to cancel your trip before departing on it.

Travel insurance can help give you that peace of mind while on an overseas holiday – you know you will have 24/7 medical emergency assistance wherever you are. With travel insurance you will likely be covered for accidental, disability and illness so you can relax and enjoy your holiday knowing you have the right cover.

Choosing the right cover is crucial and travel insurance policies differ a lot from policy to policy, always compare travel insurance policies and its benefits to get the right cover for your needs. Use Insurance Comparison to get a variety of different travel insurance quotes on one website so you can compare prices and benefits quickly and easily.

We have put together a few tips to make choosing the right travel insurance a bit easier:

• Make sure you declare pre-existing medical cover if you have any pre-existing conditions.
• Ensure you have enough coverage if you had to cancel your trip before travelling – look up exactly what is covered under cancellation and curtailment cover.
• If you are travelling to an area known for certain diseases like yellow fever, malaria or other tropical illnesses ensure your travel policy would cover you for the disease.
• Always make sure you understand how much excess you would pay in the case of claiming. This will differ from policy to policy so make sure it’s in your budget and not outrages compared to other policies.
• Understand which activities are excluded from your policy.

Use the above checklist when comparing on Insurance Comparison – we know this will make the process a lot easier and less confusing. Travel insurance is crucial and it will help protect you from unforeseen emergencies and resultant medical bills.