Falling ill on a trip overseas could cost you an arm and a leg. Healthcare costs differ from country to country – costs can quickly escalate to 1,000’s of Euros even for routine treatments so it is a sensible investment to obtain an appropriate policy that will cover you in case the worst happens. If you have a pre-existing medical condition, it is important to notify the insurer as failure to declare could invalidate any future claims.
Standard travel insurance policies usually include: cancellation, trip interruption, theft of belongings, travel delays, baggage damage, stolen or delays, medical cover (depending on your policy).
Always double-check which countries are included and excluded from each policy you compare. Comparing insurance policies is easy with a comparison engine like Insurance Comparison – with a few clicks you will receive multiple quotes from a range of reputable insurance companies and you can compare on one website. This will likely save you both time and money.
Book your travel insurance in advance and understand what is included and excluded from the policy. Lastly, ensure all the people travelling with you are covered so you all can travel with peace of mind and enjoy the trip to the fullest.
Travel insurance is the first thing you should buy for your trip overseas so you are sure to be covered from unexpected medical costs and travel-related emergencies. Travel insurance will possibly cover your expenses in the case of losing your passport or other travel documents – if your trip is insured you will receive emergency cash and replacement passport.
One thing is for certain – you will need travel insurances to cover any unexpected medical expenses, trip cancellations and delays. Lost or stolen baggage and personal liability while you are travelling. Always ensure you are covered for all the countries you are visiting – some travel policies exclude some countries and always ensure you are covered for the entire duration of your trip.