Are you planning on doing something extra or a bit different on your holiday this year? Maybe some bungee-jumping? Jet skiing could be nice? Would you pop to the slopes and ski? If you are planning on anything adventurous make sure your travel insurance would cover you for adventure sport.
All policies are different and you must ensure the sport you are planning on doing on your trip is covered in your travel insurance policy. Some insurers cover some sports under the standard plan and others allow you to add some adventure sports on for an extra fee – read each policy carefully as some sports might not be covered to all.
Some policies may or may not cover you for activities such as water sports, hiking, horse riding and rock climbing to name a few – we know it might be a schlep but please read your policy carefully and ensure you have the right cover for the activities you plan to do.
We always recommend to compare as many as possible travel insurance policies with one another to ensure you get the best benefits and the best price. Use Insurance Comparison to compare a range of policies on one page so you are sure to have the right cover.
Some policies exclude activities like golf – it’s possible that you would assume that would be covered as a standard that why you need to check your policy. Rule of thumb is the riskier the sport the less like it is that your insurer would cover it as standard – but how risky each sport is dependant on the insurer and the policy.
Some policies exclude activities like golf – it’s possible that you would assume that would be covered as a standard that why you need to check your policy. Rule of thumb is the riskier the sport the less like it is that your insurer would cover it as standard – but how risky each sport is dependant on the insurer and the policy.
Most policies would state that the claim would not be approved if you did not wear the correct gear, like a helmet, or if you were behaving recklessly, lastly if you under the influence of drugs or alcohol and it impaired your judgement – read your policy so you are aware of the detail.
You might make an impromptu decision to do some scuba diving or horseback riding that you did not plan for – quickly call your insurer to understand your cover or check your travel insurance documents before booking.
